Stay Calm and Protect Yourself
Stop to protect your passengers and car. Call an ambulance for any injured party, if required. Set flares if you carry them, and do not leave the scene of the accident.
Do not discuss the accident with anyone or blame anyone, including yourself. Exchange only your license, registration and motor vehicle identification card.
Get the Facts
Take down the name, address, operator's license number, date of birth, sex, state of license and the phone number of the other driver. Also, write down the name, address, and the insurance company of the owner and driver of the other car involved. The driver may not be the owner of the car.
Seek information from police for all injured parties involved including passengers. Take down the names, addresses, dates of birth, sex, and extent of injuries.
Be sure to write down the names, addresses, and phone numbers of any people who saw the accident but were not involved in it.
Note the make, body type, year, and license number of all other vehicles involved. Also make note of the other vehicle. Be sure to get photographs of any damage to your vehicle, and any injuries sustained that are visible.
Draw a Diagram
Make a note below the diagram of the date and time of the accident. Write down the location including the street, intersection, or any landmarks.
Report the Accident
It is extremely important to report the accident to your insurance broker or agent immediately. If the accident involves a death or injury, report it without delay to the police department. Obtain a copy of their report within 24 hours if possible.