WORKERS' COMPENSATION ~ Medical treatment?
Workers' compensation is an accident insurance program paid by your employer which may provide you with medical, rehabilitation and income benefits if you are injured on the job. These benefits are provided to help you return to work. It also provides benefits to your dependents if you die as a result of a job related injury.
IS THE COMPANY I WORK FOR COVERED?
The law in Georgia requires any business with three or more workers, including regular part-time workers, to have workers' compensation insurance.
How do I get medical treatment?
Your employer is required to post information identifying medical care providers. Your employer may satisfy this requirement in one of the following ways: 1. Post a Traditional Panel of Physicians consisting of a minimum of six doctors. You may choose any one of the six. However, the Board may grant exceptions to the required size of the panel where it is demonstrated that six physicians or groups of physicians are not reasonably accessible. The panel must include one orthopedic physician and not more than two industrial clinics. Where possible a minority physician must be included. You may make one change to another doctor on the list without the permission of your employer. ...
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2. Post a Conformed Panel of Physicians consisting of at least ten physicians. This panel shall include the same physicians required in the Traditional Panel, plus a chiropractor and a general surgeon. You may make one change to another doctor on this panel without the permission of your employer.
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3. Post the name of the Workers' Compensation Managed Care Organization (WC/MCO) certified by the Board which your employer has contracted with to provide medical services. Your employer must give you a notice of the eligible medical service providers and post a 24 hour toll free number for the managed care organization. A managed care representative will assist you in scheduling an appointment with the eligible medical provider of your choice. You may make one change to another eligible physician at any time, without the permission of your employer.
WHO PAYS FOR THE DOCTOR?
Your company's workers' compensation insurance carrier will pay for your authorized medical treatment, if the treatment was for an on-the-job injury.
WHAT MEDICAL TREATMENT WILL BE PAID?
All authorized doctor bills, hospital bills, physical therapy, prescriptions, and necessary travel expenses if the injury of illness was caused by an accident on the job. You may also be entitled to medical and vocational rehabilitation.
