Property Losses Such As Damage to Personal Property or to an Auto in a Collision
Property losses such as damage to personal property or to an automobile in a vehicle collision are also recoverable damages. If property is lost, completely destroyed or beyond repair, damages are usually based upon the fair market value at the time of the loss.
What If My Property Damage Can Be Repaired?
If the property can be repaired, then the proper damages are either the cost of repairs or the difference in the property's value before and after the accident