New Long Term Care Insurance Disclosure Law

Posted almost 6 years ago. Applies to New York, 1 helpful vote

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1

Maximum Benefits

The maximum daily and lifetime benefit levels, if applicable, provided by the policy or certificate for home care services and nursing home services.

2

Percentage of Coverage

The percentage of coverage provided for home care services and nursing home services, if applicable, and an explanation of the methodology on which the reasonable charge used in conjunction with such percentage amount is based.

3

Inflation Protection Feature

A description of any inflation protection feature included in or available for purchase under the policy or certificate and the additional premium required to purchase such option or options.

4

Actual Rates

The actual daily private pay rates for four rehabilitation facilities within the county.

Additional Resources

Buffalo Elder Law & Estate Planning Attorney

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