If you found this article, its probably because your bank account is frozen due to a creditor bank levy or lien. If a creditor has seized your bank account, an option to quickly “unfreeze” your account is to file for bankruptcy. In fact, it may be your only option. It is very hard to live without a bank account. As you know, you use your bank account to pay for groceries, household items and other basic necessities. A frozen bank account can be disastrous for most people.
When you file for bankruptcy in California or Nevada no judgment creditor is allowed to place a lien on your bank account. If you already have a lien on your bank account due to court judgments from credit card bills or other debts, it will be removed immediately. In some cases, some of the monies removed from your bank account may be returned. The key is to act quickly to make sure that no other judgment creditors place a “freeze” on your account and to try to recover any money a creditor may have received through your bank account. There are special bankruptcy rules that apply in those situations. A California bankruptcy attorney can give you additional information and options based on your specific situation.