Compare the value of your assets (e.g., real property, buildings, interior items, equipment and computer/customer data, etc.) to current insurance coverage limits and exclusions.
Check your Comprehensive Liability Insurance Coverage (CGL)
Review your coverage for all types of lawsuits which could be filed against you (e.g., employee, vendor, customer, lender, etc.).
Check your Business Auto Insurance Coverage
Make sure that you understand all limits, deductibles, replacement cost, and exclusions pertaining to this coverage, and don't forget to cover employees' personal cars used for business.
Check your Life Insurance Coverage
Make sure that you understand all limits, deductibles, replacement cost, and exclusions pertaining to this coverage. If you or one of your partners or employees is too important to ever lose -- get key-person insurance!
Check your Employee Insurance Coverage
Make sure that you have proper work comp, unemployment, and other types of state and/or federal mandated insurance coverage for your employees.
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