What to to if you are in an accident
Get help and protect yourself. Call the police or 911. If in a dangerous situation, such as on a busy highway, carefully move to a safe location. Move your vehicles if at all possible to avoid others from becoming involved in their own accident.
Obtain the name, address, and phone number of all persons involved in the accident, and their license and insurance information. Get the names, addresses, and phone numbers of all witnesses. Take photos of the scene, vehicles, and injuries. Most consumers today have phones that have cameras.
If you or another is injured
If you think you are injured, tell the police and the paramedics. Many states require insurance in order to own a vehicle in that state, such as Florida, which pays for ambulance, medical, and hospital bills. Therefore, do not be afraid to avail yourself of medical care and treatment if you believe you have been injured.
Be patient, and have your license and insurance information available for the police. Contact your insurance company as soon as possible.
After the accident
Do not give recorded or written statements to insurance companies other than your own. Beware of signing general releases or any kind of release. Make sure you understand it or consult an attorney. Contact an attorney if you intend on making a claim and or have a serious injury.