How Much Does the Ohio BWC Pay for Injuries ?
The Ohio Bureau of Workers’ Compensation payment award rates for 2012 have been increased. The OhioBWC pays compensation based on the Full Weekly Wage (FWW) and Average Weekly Wage (AWW) earned by an injured worker for the one (1) year period prior to the the date of injury. Check out the charts for more information.
Once your wages are calculated, the FWW is used to pay Temporary Total Disability Compensation (TTD – the money paid when you are unable to work) for the 1st 12 weeks you cannot work due to your injury at 72% of the FWW.
For 2012, the Ohio Bureau of Workers’ Compensation has raised the payment rates.
OHIO BWC RATES OF COMPENSATION FOR 2012
TTD MAX $809.00
TTD MIN $269.67
WAGE LOSS MAX $809.00
WAGE LOSS MIN $269.67
AMPUTATION WEEKLY RATE $809.00
PTD MAX $809.00
PTD MIN $539.33
DEATH MAX $809.00
1 Rates of compensation are effective each year from January 1 through December 31.
2 Wage loss is paid for a maximum of 200 weeks for injuries before August 25, 2006. For injuries on or after that date, non-working wage loss can only be paid for 52 weeks, and working wage loss can be paid for 200 weeks. Only 26 weeks of non-working wage loss is counted against the 200 weeks which can be paid for working wage loss, meaning that the total maximum of wage loss compensation which can be paid for injuries on or after August 25, 2006 is 226 weeks.
3 The amputation award shows the weekly amount paid to everyone for amputation or loss of use, regardless of average weekly wage.
4 The top number is the permanent total maximum when the injured worker is not also receiving Social Security disability. If the injured worker is receiving Social Security disability and permanent total, the permanent total maximum is the bottom number. If you are receiving Social Security Disability and are also receiving permanent total disability compensation under the Ohio workers’ compensation system, the amount of permanent total will be reduced by 1/3.
When you reach retirement age, Social Security will automatically switch you over to Social Security retirement. At that time, your workers’ compensation permanent total benefits should return to the full amount. For some people, it may make sense to switch over to Social Security retirement early.
5 The minimum for death benefits is 1/2 of the maximum shown.
There are many nuances to a BWC claim. There are time limits and taking the wrong course of action can severely impact on any Ohio BWC claim.
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