If you have been served a notice of default on a loan or mortgage for your home, it should be immediately evident that you must secure legal representation at once. A Miami foreclosure defense lawyer from Graham Legal, P.A. can not only help defend your rights, but protect your family from foreclosure. After the notice has been served and you have contacted your local Miami foreclosure defense attorney, you will be informed as to your rights and responsibilities as a home owner. You will learn that you can fight against foreclosure and there are alternatives. Data from studies have shown that a majority of homeowners facing debt related issues such as this have not yet communicated with their bank and lenders about the alternative solutions. Many times misinformation and myths have led borrowers to believe that there are no alternatives; that they must comply with the bank and give in to the loss of their home. The lawyers at Graham Legal, P.A. are here to tell you that this is untrue. There is a method to fight back against foreclosure, and with the help of a seasoned attorney, you may be able to save your most valuable asset - your home. With legal representation, on your side, you can benefit from the creative strategies and extensive experience that they bring to court. The firm can not only fight for your rights in court, but also help you potentially save your home, preserve your credit and possible allow you to stay in your home during the entire legal process. Your defense attorney can also provide you with valuable information regarding the alternatives to foreclosure, including short sales, regular sale, deed in lieu, bankruptcy, loan modifications and strategic mortgage default. Whether your lender has deliberately lied to you or you have been scammed by a malicious loan rescue company, it is imperative to have representation to save your home. Your Miami foreclosure attorney should be able to conduct a thorough investigation into your financial situation surrounding your loans and mortgage on your home. In some cases, based on the information of your lawyer finds, you may have been the victim of predatory lending, which can allow you to change the terms of your mortgage. In other circumstances, your representation may be able to prove that your lender does not actually own your loan, or he or she may have a difficult time proving it. This can possibly result in a delay or hold on the foreclosure case. It is important to remember that every case is unique, and no solution will be the same for any two people. One family may require the special services of a lawyer to help file for bankruptcy while others may find it more beneficial to conduct a short sale. All in all, it is important to speak with your legal representative before making any decisions, for their advice can end up saving your home. To learn more about this topic, contact a Miami foreclosure defense attorney from Graham Legal, P.A. today!