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Posted over 2 years ago. Applies to Illinois, 7 helpful votes, 0 comments
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How do I know if the Attorney I am choosing is the best Attorney for me?Your Attorney should be versed and have practical (real world experience) knowledge to review and advise you on your case at a bare minimum based on at Least the following laws: 1. Illinois Mortgage Foreclosure Act 2. Illinois Mortgage Foreclosure Rescuers Act 3. Illinois Consumer Fraud and Deceptive Business Practices Act 4. OBRE (Office of Banks and Real Estate) Regulations 5. Illinois Interest Act (IIA) 6. Illinois Fairness In Lending Act 7. Illinois High Risk Home Loan Act 8. Federal Truth In Lending Act (TILA) 9. Federal Home Ownership Equity Protection Act (HOEPA) 10. Federal Real Estate Settlement Procedures Act (RESPA) 11. Federal Equal Credit Opportunity Act (ECOA) 12. Federal Bankruptcy Laws & How Such Laws Are Evolving 13. Common Law related to consumer related transactions. a. Common Law Fraud b. Breach Of Fiduciary Duty c. Breach Of Contract 2
Finding The Right Foreclosure Defense AttorneyVery few Attorneys focus on this specialized field of law. If you find during the course of your interview that your Attorney does not have a grasp or a record of cases they can point to, to show they have worked on using the above defenses, or is only aware of Federal Bankruptcy Laws, you need to look further for an Experienced Foreclosure Defense Attorney. The laws designed to protect property owners and homeowners are powerful if properly addressed, and Attorneys who do not implement a strategy for you that do not include the above are potentially doing you a disservice. Additional ResourcesOur Attorneys have real world experience of fighting for our Clients who are in a financially distressed situation. Our Attorneys have gone against the biggest Lenders and their Attorneys and have secured the goals of our Clients. Make sure the Attorney you hire can prove the same. |