Income taxes older than three years of age are, generally speaking, dischargeable. However, there are exceptions: for example, if your tax return was fraudulent or if your tax return was not timely filed, or if there is a relatively new assessment by the I.R.S. or if the I.R.S. has a lien.
1
Gather Tax Returns, Letters from the I.R.S. and Current Income Information
Gather all income tax returns for all relevant taxes older than three years of age. (Income tax returns for the three most recent years are needed - even though not dischargeable.) Also, proof of all current household income is necessary in order to determine which bankruptcy chapter fits your situation. Also gather all correspondence from the I.R.S.
2
Call a Bankruptcy Attorney for an Appointment
Procure an appointment with a seasoned bankruptcy attorney. Ask if he/she has actually discharged taxes older than three years of age for previous clients. Bring the data to the attorney's office when your appointment is scheduled.
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