Be watchful of so called foreclosure defense lawyers who claim to specialize in this complicated area of the law. Because the foreclosure filings in Florida have dramatically increased over the last year many lawyers are jumping on the band wagon and claiming to be what they are not. We strongly recommend that you hire an expert, someone who is board certified in real estate law. Some points to look for are as follows:
What to Look for in an Attorney
1. How long has the attorney practiced real estate law. 2. You want an attorney that also practies real estate litigation, not just a lawyer who does real estate closing and is now doing litigation because closings are far and few between 3. Ideally, you want your lawyer to be board certified by the Florida Bar in real estate. 4.You want to inquire of your lawyer if he is licensed by any title insurance to offer title insurance in the state of Florida becasue this means that your lawyer has had advanced training in the origination of a loan. In Florida, there have ben many fruadulent loans originated and an understanding of the origination process is important to better develop your defenses to a foreclosure action. 5. You want to ask your lawyer if he is familiar with certain lending laws such as the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA) and the Florida Fair Lending Act.