Print This List and Keep it in Your Car Just in Case You Get into a Collision: 7 Simple Steps to Take After You Have Been in An Automobile Collision
1. Call the police. 2. Help the injured. 3. Seek medical attention promptly for your own injuries. 4. Get names, address and telephone numbers of all drivers and witnesses. i.e. Name of Driver:______________________________________________________ Driver's Address & Telephone:__________________________ _________________________________________________________________ Driver's License Number:________Vehicle Plate Number:__________ Names of Witnesses:____________________________________ Witnesses' Address & Telephone:_____________________ _________________________________________________________________ 5. Exchange insurance information. 6. Take photographs of the accident scene, injuries, and damage to all vehicles. Most cellular telephones take photographs. 7. Before giving any statements to any insurance companies, consult an attorney regarding your rights.
Why is it Important to Call an Attorney Before Giving a Statement to an Insurance Company?
Insurance companies take statements from involved parties not to increase the amount of damages that the insurance company may owe to an injured individual, but, rather, to reduce the amount of damages that the insurance may owe that person. The people who take statements from you on behalf of the other party's insurance company are professionals whose interests are adverse to your own interests. They are looking for a sound bite to impeach your credibility down the road in the event that you are forced to bring a lawsuit against the other party to recovery the full amount of your damages. Statements contain critical information that may be used by the other party's insurance company in the future to potentially impeach your credibility. That is why it is important to have someone on your side be present when you give a statement to an insurance company. Marc Lazarus Russell & Lazarus 1401 Dove Street, Suite 310 Newport Beach, CA 92660 Tel: (949)851-0222 Fax: (949)851-2422