Debt collectors love to threaten to sue you. When this threat is made you need to first know whether the statute of limitations has expired. If it has, then the threat is illegal and violates the Fair Debt Collection Practices Act (FDCPA). If you would like our free book on Stopping Abusive Debt Collectors or have any questions, please feel free to contact me at 205-879-2447 or John Watts Birmingham, Alabama