Paystubs, Bank Statements, Motor Vehicles and Mortgages
1) You should keep your last six (6) months of paycheck stubs in a folder. Be ready to submit them to your attorney via hand delivery, fax, PDF attachment or U.S. mail before your attorney files your petition. Remember that they should be the last six months from the date of filing bankruptcy.
2) You should keep your last six (6) months of bank statements in a folder. Be ready to submit them before your attorney files the petition.
3) Photocopies of titles to all motor vehicles.
4) Recorded mortgage and deed for all real property. These documents are normally obtained from the County Recorder's Office.
5) All lease agreements, including motor vehicle leases, rent-to-own property, contracts with non-compete clauses that are still in effect, gym memberships, and alarm company leases.
Appraisals, Foreclosures, Lawsuits, Insurance and Income Tax
6) Appraisals made within the past twelve (12) months for all real property. If you are buying or own any other real property, and it has not been appraised within the past twelve (12) months, you may have to pay for an appraisal prior to filing bankruptcy if a lien strip motion, a cram down or a loan modification will be contested.
7) Any lawsuits, foreclosures, dissolution of marriage, judgments, liens or garnishments filed within the past two (2) years. Your attorney will need caption and case number for each case.
8) All insurance policies including life, disability insurance, homeowners, renters, motor vehicles or any other insured assets. Be sure to include any "riders" which cover any specific items of personal property with insured values.
9) Income tax returns for the past two (2) years.
Personal Finances and Investments
10) All documents relating to retirement accounts, IRAs, 401ks, etc.
11) Separation agreements, decrees of dissolution, divorce decrees or support obligations filed within the past one (1) year.
12) Security agreements, financing statements and any or all personal property leases.
13) Stock certificates, bonds, credit union and passbook savings accounts and statements evidencing investments or savings.
14) Documents verifying interest in any future property (such as a Will that says you will inherit something).
15) Consumer credit counseling documents. If you have not obtained your credit counseling, you may obtain them online with an agency that is approved by the U.S. Trustee's Office.
16) Previous bankruptcy cases filed within the past eight (8) years.
17) The most recent statement from any education IRA and/or Tuition Trust Account.
18) The most recent statements from any student loans.
Last But Not Least
19) List of prior addresses where you have lived in the past three (3) years.
20) Utility bills for the past six (6) months.
21) Photocopy of driver's license or state identification card.
22) Any documents relating to a "disabled veteran" status.