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Dealing with the Insurance Company After Your Car Accident

Written by: Reza Torkzadeh

Reputation Level 9

Posted almost 3 years ago. Applies to California, 4 helpful votes, 0 comments

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Do Not Admit Fault

An insurance company is usually extremely quick to calling an accident victim. An insurance company's main goal is to quickly settle your case for as little as possible and before you hire an attorney. For this reason, insurance adjuster's are trained so say the right things and to ask tricky questions to trip you up. Do not under any circumstances admit fault without first speaking with an attorney. Even though you may think you are, the law may say differently.

Do Not Give a Recorded Statement

Insurance company's love to get recorded statements from victims of accidents. Regardless of what the liability situation may be, the training that an insurance adjuster gets is aimed at finding the innocent party in some way responsible for the accident. This is called comparative negligence or comparative fault. Considering that an insurance company would never give you a statement of their insured, this one-sided form of "discovery" is wrong and can only hurt you. Speak with an attorney before making any statements at all to the insurance company

Hire an Attorney

Do yourself a favor - hire an attorney. Insurance companies have hundreds if not thousands of attorneys working for them. Don't be taken advantage of. Hire a law firm with the knowledge and experience to properly and effectively represent your interests.