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Posted by attorney Robert Adams

Most of us have credit cards. It is difficult to avoid them. Banks love them because they get rich off of them. Folks become addicted to them and wind up in a never ending spiral of high and unaffordable interest payments. All studies show that folks spend more when they use credit cards as opposed

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There are various free calculators on the web to determine how long it will take you pay off your present balances. You might start with

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