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Speed

Speed is another major factor causing car crashes. The speed limit signs on the sides of our roads and highways are meant to apply to summer months and dry pavement. This means that driving 55 miles per hour on the freeway during a blizzard, heavy rain or thick fog is not a good idea. Also, if you own an SUV and/or have four wheel or all wheel drive, the fact that you have four or all wheel drive is not going to help you stop your vehicle any faster if you unexpectedly hit a patch of black ice.

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Speed and Determining Fault

When determining fault in a car crash the investigating law enforcement official always considers a person's speed as a potential contributing factor. You may limit or forfeit your claim against another driver if you are speeding. If it is determined that you were speeding, and that your speed was a contributing factor to the crash, you lose any right-of-way defense you may have to the crash. For example, if someone pulls out in front of you and causes a crash, usually it is the other driver's fault for failing to yield the right of way to you. Since you were driving down the road and had the right of way, the driver has to wait until you pass by before trying to pull out in front of you. However, if you were speeding this will probably increase your fault by taking away your right of way defense and could decrease the fault of the other driver. The end result could be that any claim you may have against the other driver is reduced or even completely eliminated.