In California, it is mandatory that all drivers have auto insurance. In fact, to register a car, you must either provide proof of insurance or have your insurer send it to the Department of Motor Vehicles (DMV) electronically. An insurance agent will offer you many different options when it comes to insurance, so you should know what you are going to buy before you see an agent.
Auto insurance is a complicated topic. Agents may not explain all of the different coverages to you, and they may try to get you to buy additional coverages you don't need. You should always ask for a sample policy to read before you agree to buy any auto insurance policy. Make sure you shop around and do not just buy insurance based on who is the cheapest. Compare apples to apples and buy from a company with a history of paying claims timely manner.
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