Health
care law encompasses federal laws governing health insurance programs and state
laws that preserve patients' rights. For instance, health insurance laws govern
the operations of health maintenance organizations, or HMOs, and grant people the
right to keep their insurance coverage if they lose their job or change jobs.
Federal
law guarantees health insurance plan participants access to information about
their plan. If your insurance company refuses to pay a health claim, you have
the right to appeal their decision. The U.S. Employee Benefits Security
Administration oversees enforcement of federal health care laws and can assist
you if you feel your health care insurer has treated you unfairly. You can also
hire a good health care attorney to help.
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