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    <title>Avvo.com - Insurance Legal Guides</title>
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    <description>Avvo.com - Insurance Legal Guides</description>
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      <title>Do I need an Irrevocable Life Insurance Trust</title>
      <link>http://www.avvo.com/legal-guides/ugc/do-i-need-an-irrevocable-life-insurance-trust</link>
      <description>This guide discusses whether you need an Irrevocable Life Insurance Trust</description>
      <pubDate>Thu, 19 Nov 2009 16:26:27 PST</pubDate>
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      <title>My insurance company denied my claim.  What now?</title>
      <link>http://www.avvo.com/legal-guides/ugc/my-insurance-company-denied-my-claim--what-now</link>
      <description>We have all heard of or know someone who has had an insurance claim denied.  Whether it is health benefits or property damage to a car, home, or other property, the question remains the same:  What do I do now?  Here are a few simple tips.</description>
      <pubDate>Thu, 19 Nov 2009 11:16:42 PST</pubDate>
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      <title>Guide to purchasing auto insurance in Texas</title>
      <link>http://www.avvo.com/legal-guides/ugc/guide-to-purchasing-auto-insurance-in-texas</link>
      <description>Know before you buy -- protect your family and guests with good auto insurance.</description>
      <pubDate>Fri, 06 Nov 2009 15:45:16 PST</pubDate>
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      <title>Do I lose my health insurance in a Florida divorce?</title>
      <link>http://www.avvo.com/legal-guides/ugc/do-i-lose-my-health-insurance-in-a-florida-divorce</link>
      <description>Health insurance is vital.  Make sure that you don't lose it just because of a divorce. </description>
      <pubDate>Sat, 31 Oct 2009 08:09:46 PDT</pubDate>
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      <title>Insurance You Need to Protect Your Home</title>
      <link>http://www.avvo.com/legal-guides/ugc/is-your-home-protected</link>
      <description>For most people, their home is their single largest investment.  It represents their place in life, their aspirations for the future, the place where the raise their family and create a safe haven.  Yet, for many homeowners, once they purchase their home, they rarely give it a second thought.  </description>
      <pubDate>Thu, 29 Oct 2009 13:16:14 PDT</pubDate>
    </item>
    <item>
      <title>A Quick Guide to Insurance Policies</title>
      <link>http://www.avvo.com/legal-guides/ugc/a-quick-guide-to-insurance-policies</link>
      <description>Trying to keep track of all the various insurance companies involved in a car accident case can be overwhelming. In an effort to help clarify these processes, we&#8217;ve summarized the basics of the common types of insurance an accident victim typically has to deal with after a collision.
</description>
      <pubDate>Mon, 26 Oct 2009 12:27:47 PDT</pubDate>
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      <title>How does an insurance company evaluate fault in  an auto accident in Georgia?</title>
      <link>http://www.avvo.com/legal-guides/ugc/how-does-an-insurance-company-evaluate-fault-in--an-auto-accident-in-georgia-</link>
      <description>Claims adjusters assign percentages of fault based upon witnesses, evidence at the scene,  the accident report,  medical records, recorded statements and disposition of a citation.  Adverse determinations or denials made by an adjuster should be challenged even if you are partly at fault.</description>
      <pubDate>Fri, 23 Oct 2009 15:37:15 PDT</pubDate>
    </item>
    <item>
      <title>Accident Litigation: How to Deal With Your Car Insurer</title>
      <link>http://www.avvo.com/legal-guides/ugc/accident-litigation-how-to-deal-with-your-car-insurer</link>
      <description>Victims of car accidents have many questions about what to do. This legal guide provides answers to help you better understand your responsibilities and to help make certain that the insurance company deals with you fairly.  Frequently asked questions arise and these answers illuminate the process. </description>
      <pubDate>Thu, 22 Oct 2009 03:59:13 PDT</pubDate>
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    <item>
      <title>Automobile Insurance - Is Your Family Protected?</title>
      <link>http://www.avvo.com/legal-guides/ugc/automobile-insurance--is-your-family-protected</link>
      <description>In Pennsylvania, Full Tort or Limited Tort auto insurance coverage is available.</description>
      <pubDate>Mon, 12 Oct 2009 11:48:58 PDT</pubDate>
    </item>
    <item>
      <title>What to Do In the Event of a Business Liability Insurance Claim</title>
      <link>http://www.avvo.com/legal-guides/ugc/what-to-do-in-the-event-of-a-business-liability-insurance-claim</link>
      <description>No one wants to have a liability claim, but they do happen, and that is one reason your business has purchased liability insurance.  Sometimes insurers handle claims flawlessly and sometimes they do not. Here is what to do if you have a liability insurance claim.</description>
      <pubDate>Thu, 29 Oct 2009 15:09:45 PDT</pubDate>
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