Insurance Legal Guides (158 found)

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Jeffrey Michael Padilla
Written by Jeffrey Michael Padilla
Contributor Level 3

Many people fail to realize the importance and value of the uninsured / underinsured motorist coverage available in their own auto policy. Make sure to maximize this coverage as it ensures you receive adequate compensation if injured in an automobile accident.
J.D. Smith
Written by J.D. Smith
Contributor Level 4

Insurance policies are a type of contract and auto insurance policies are no exception. Therefore, the principles of contract interpretation apply. However, the courts, the legislature, and the public have been uneasy about applying standard contract to insurance policies.
Timothy James Kennedy
Written by Timothy James Kennedy
Contributor Level 4

If you have been injured in an accident and you are asserting a claim, whether a workers' compensation claim against an employer or a claim for pain and suffering against a negligent party, chances are good you may be sent for an insurance medical examination. Here are the "dos" and "don'ts".
Jason M. Melton
Written by Jason M. Melton
Contributor Level 4

Too often I find myself in the uncomfortable position of counseling injured persons about their automobile coverage after they have suffered injuries from an automobile accident. I hope the following information will help you in purchasing and better understanding auto insurance in Florida.
Daniel L. Buckfire
Written by Daniel L. Buckfire
Contributor Level 3

These are a few points taken from my free report, "The Michigan Auto Insurance Report: The Inside Secrets To Buying Auto Insurance". Are you purchasing the right auto accident insurance? Will you be covered if you're in an accident, whether you're at fault or not? Read these tips to find out.
Thomas Anthony Atkinson
Written by Thomas Anthony Atkinson
Contributor Level 4

If you have an ongoing OR old workers compensation claim and believe that your restrictions have prevented you from returning to employment, contact an attorney to evaluate your case and determine whether there are vocational or rehabilitation options to assist your return to work.
Michael Joseph Schreyer
Written by Michael Joseph Schreyer
Contributor Level 4

Automobile collisions often involve serious, life threatening and permanent injuries. If you have been told to settle a case for a small amount of insurance, then you should make certain that you have information about excess liability and underinsured motorist coverages before you agree to settle.
Guy Scott DiMartino
Written by Guy Scott DiMartino
Contributor Level 6

This guide provides the consumer with information regarding automobile insurance benefits available in Florida and how these benefits can protect the insured if injured in an accident.
Jay H. Bernstein
Written by Jay H. Bernstein
Contributor Level 3

YOU HAVE AN ABSOLUTE RIGHT TO MEDICAL TREATMENT UNDER THE NJ WORKERS COMPENSATION LAW. If you are DENIED medical treatment, you need to have a Certified Workers' Comp. Lawyer file a special motion requesting the Judge ORDER proper medical care. The Court will call you in within 3o to 45 days.
Mark Patrick Cressman
Written by Mark Patrick Cressman
Contributor Level 4

Florida is often called a "No Fault" state when it comes to auto accidents and claims arising out of motor vehicle accidents. The Florida "No Fault" law generally states that in order for you to recover money damages against the driver that caused your injuries you must meet a certain threshold.
James Waller Dodson
Written by James Waller Dodson
Contributor Level 3

Be aware the insurance claims adjuster has one goal in mind in dealing with your injury claim -- settle it for as little as possible. Adjusters receive extensive training on how to save the company money. Learn some things adjusters do to minimize what they will pay on your claim.
Jeffrey Lawson Baxter
Written by Jeffrey Lawson Baxter
Contributor Level 5

An Irrevocable Life Insurance Trust or ILIT has four (4) unique elements of life insurnace, in the context of estate planning, that make it an attractive investment.
Jeffrey Lawson Baxter
Written by Jeffrey Lawson Baxter
Contributor Level 5

The principal goal of an Irrevocable Life Insurance Trust (ILIT) is to remove the life insurance proceeds from the insured's gross estate for federal estate tax purposes. For a Grantor to successfully remove transferred property (such as an existing life insurance policy or cash to fund an ILIT.
Jeffrey Lawson Baxter
Written by Jeffrey Lawson Baxter
Contributor Level 5

Life Insurance has "most favored tax" with Congress. No other investments provides the benefit that life insurance provides. As a matter of policy, Congress has decided that life insurance is critical to protecting America's families. Irrevocable Life Insurance Trusts helps by:
Steven M. Gursten
Written by Steven M. Gursten
Contributor Level 4

Many auto insurance companies use common tactics to either avoid or minimize their payouts to customers after a car or truck accident. Learn what steps you can take to protect yourself both before and after an auto accident.
Brian Neil Lathen
Written by Brian Neil Lathen
Contributor Level 4

Quick pointers on dealing with our favorite people.
Stann William Givens
Written by Stann William Givens
Contributor Level 5

Health insurance is vital. Make sure that you don't lose it just because of a divorce.
Howard Robert Roitman
Written by Howard Robert Roitman
Contributor Level 6

# Common Mistakes Accident Victims Make: How To Avoid Them # Recovering For Injuries In Truck Accidents # What To Include In Your Accident Records
Alexandra A Filutowski
Written by Alexandra A Filutowski
Contributor Level 4

During an economic recession, everyone is pinching pennies - but your auto insurance coverage should not be that place. A few dollars savings today can cause great headaches tomorrow. This guide explains the various coverages available (and required) in Washington State.
Alan C. Olson
Written by Alan C. Olson
Contributor Level 4

Prove your disability: 1) motivate your doctor to articulate your limitations; 2) discuss your job duties with your doctor in detail; 3) compile every shred of information that supports your disability; and 4) build your own team of skilled professionals to develop your legal/medical case early on.

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