Insurance Legal Guides (158 found)

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Stephen Charles Gruber
Written by Stephen Charles Gruber
Contributor Level 4

FDIC provides insurance for many types of bank accounts, including trust accounts. This guide tells how to obtain substantial FDIC insurance for trust accounts.
Chad William Koplien
Written by Chad William Koplien
Contributor Level 6

This guide will help business owners evaluate whether their insurance coverage is sufficient. It is recommended that the owner consult with both an attorney and an insurance broker to ensure that the insurance coverage is not compromised by exclusions or limitations.
Chad William Koplien
Written by Chad William Koplien
Contributor Level 6

Whether a third-party claim against someone else's insurance company, or a first-party claim against your own insurance company, when you are at the point where you can itemize your medical expenses or property damage, and will incur no more monetary damages, use this guide to write a demand letter.
Jeena R. Belil
Written by Jeena R. Belil
Contributor Level 6

Here's how to determine whether you should file a claim for Uninsured Motorist Benefits in New York State.
Reza Torkzadeh
Written by Reza Torkzadeh
Contributor Level 4

Having an attorney representing you after your car accident can make a tremendous difference in the outcome of your claim. Attorney's deal with insurance companies every day. Let experience and legal knowledge be on your side.
Kevin W. Davidson
Written by Kevin W. Davidson
Contributor Level 6

Is my jewelry covered under a homeowner's policy? What's covered and what's not? How much coverage is there? Some say covered, some say not covered, some say $1000 is the limit, $1000? $1500? $2500? Lets put some guesses aside and look at how to determine coverages for jewelry.
Howard E. Spiva
Written by Howard E. Spiva
Contributor Level 6

WHAT IF THE INSURANCE COMPANY SENDS ME TO A DOCTOR? Usually such a request is for an Independent Medical Exam (IME). Generally you are required to go to an IME if sent by the insurance carrier and it involves: ~a Worker’s Compensation claim; or ~Social Security Administration Claim
Mark Roland Baran
Written by Mark Roland Baran
Contributor Level 5

Depending on personal beliefs some may consider dealing directly with the Insurance Company or Corporation that has caused the injury. Generally, there is no restriction on a representative of a Corporation making immediate contact with use of sympathy and not advising you of all your rights.
Louis B Vocelle Jr.
Written by Louis B Vocelle Jr.
Contributor Level 3

A Summary of Required and Recommended Insurance for Florida Bikers
Shawn C Newman
Written by Shawn C Newman
Contributor Level 7

The primary function of a Irrevocable Life Insurance Trust (ILIT) is to avoid estate death taxes on the proceeds from the estate of the deceased peron. If not done properly, the life insurance money may be included in the decedent's estate and be taxed as high as 55 percent by the IRS!
Jeena R. Belil
Written by Jeena R. Belil
Contributor Level 6

This guide will explain the basic coverage definitions on your New York automobile policy.
Leslie Miller Sammis
Written by Leslie Miller Sammis
Contributor Level 4

After a DUI conviction in Florida you should expect your auto insurance to increase by up to 300% over what you currently pay. Additionally, a DUI conviction may make it more difficult and costly to obtain other forms of insurance such as medical insurance, life insurance and disability insurance.
Robert Friedman
Written by Robert Friedman
Contributor Level 5

A new long term care insurance disclosure law goes into effect on January 1, 2009. Prior to or at the sale of New York long term care insurance, the insured must be informed of the following:
Peter Christopher Lomtevas
Written by Peter Christopher Lomtevas
Contributor Level 6

Here is a way to get an attorney's malpractice carrier to pay for a litigant's case and help relieve the debt load on the other litigant.
Ross Adam Jurewitz
Written by Ross Adam Jurewitz
Contributor Level 4

Drivers are increasingly reducing or eliminating insurance coverage in this poor economy. How do you protect yourself? You make sure that your own car insurance coverage is adequate and protects you and your family. Here are six mistakes to avoid when buying car insurance:
Lars A. Lundeen
Written by Lars A. Lundeen
Contributor Level 8

This insurance can often provide immediate payment on medical bills, regardless of fault.
Lars A. Lundeen
Written by Lars A. Lundeen
Contributor Level 8

It is best not to provide information to anyone without first consulting with your personal injury attorney.
David Marshall Carter
Written by David Marshall Carter
Contributor Level 3

Remember that the insurance adjuster can not offer you legal advice, so be aware of anything that is said which would suggest that the adjuster is discouraging you from seeking legal counsel. Most personal injury attorneys provide free consultations. Consult with an attorney before settling.
Eric Michael Palmer
Written by Eric Michael Palmer
Contributor Level 4

Under Minnesota State Law, individuals that are insured at the time of a car accident, regardless of their negligence or lack thereof, are afforded No-Fault Benefits under the Minnesota No-Fault Automobile Insurance Act (Minn. Stat. Sec. 65B.41).
David J. Roe
Written by David J. Roe
Contributor Level 3

Illinois law provides a business with a powerful tool to keep its insurance premiums down and decrease its loss history. But, it is extremely important to have capable counsel while navigating through the insurance coverage issues and targeting another company’s insurance policy.

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