Insurance Legal Guides (158 found)

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Edward O Comitz
Written by Edward O Comitz
Contributor Level 4

People are often confused about what type of insurance policy they have. This quick guide explains how to know which basic policy type you have and some of the major implications of each.
Edward O Comitz
Written by Edward O Comitz
Contributor Level 4

Insurers are now closely scrutinizing the terms of disability policies and claims made thereunder, utilizing novel and creative theories to deny benefits. Because private disability claims are particularly scrutinized, it is critical the following mistakes are not made during the claims process.
Edward O Comitz
Written by Edward O Comitz
Contributor Level 4

Legitimate private disability claims are being scrutinized now more than ever. Part Two of this series examines more common mistakes made when submitting claims. Because of the intense scrutiny from insurers, it is critical these mistakes are not made during the claims process.
John R. Walker
Written by John R. Walker
Contributor Level 3

Every insurance policy specifies certain duties that an insured must perform after a loss has occurred. The exact duties vary among different policies and will be different for property damage claims than for liability claims.
Jason Eric Kipness
Written by Jason Eric Kipness
Contributor Level 7

Below is brief summary discussing denied insurance claims in Texas.
Jason Ramsey Schultz
Written by Jason Ramsey Schultz
Contributor Level 3

Honesty is the BEST and ONLY policy when it comes to applying for insurance.
John Lloyd Watkins
Written by John Lloyd Watkins
Contributor Level 3

No one wants to have a liability claim, but they do happen, and that is one reason your business has purchased liability insurance. Sometimes insurers handle claims flawlessly and sometimes they do not. Here is what to do if you have a liability insurance claim.
Robert Smead Hogan
Written by Robert Smead Hogan
Contributor Level 5

Know before you buy -- protect your family and guests with good auto insurance.
Terry Alan Slusher
Written by Terry Alan Slusher
Contributor Level 3

We have all heard of or know someone who has had an insurance claim denied. Whether it is health benefits or property damage to a car, home, or other property, the question remains the same: What do I do now? Here are a few simple tips.
Benjamin Weaver Glass III
Written by Benjamin Weaver Glass III
Contributor Level 4

ERISA is the Employee Retirement Income Security Act. It governs most employer-sponsored benefit plans including long-term disability benefits. ERISA is important because its procedures must be followed if your disability claim is denied.
Benjamin Weaver Glass III
Written by Benjamin Weaver Glass III
Contributor Level 4

If you intend to make a disability claim or have already done so, you should have an experienced disability insurance attorney on your side. In fact, this is one area of law where consumers actually do need an attorney on their side for the entire process. here are some myths about these claims.
Benjamin Weaver Glass III
Written by Benjamin Weaver Glass III
Contributor Level 4

Here Are Some More Myths and Misconceptions about Long-Term Disability Policies and Claims
Jason Garrett Epstein
Written by Jason Garrett Epstein
Contributor Level 5

If you have been in an auto accident, it’s important to have an understanding of the differences between first-party and third-party insurers and what they cover.
No photo
Written by Avvo Staff
Workers’ compensation insurance rates are calculated using a formula that takes in to account the type of companies buying the insurance and their employees’ pay scales.
Jonathan Gregg Stein
Written by Jonathan Gregg Stein
Contributor Level 5

To ensure you get a policy with all the types of coverage you need, and none you don’t, know what insurance you are going to buy before you see an insurance agent.
David Lawrence Ganz
Written by David Lawrence Ganz
Contributor Level 4

My premise is that you do and should take title insurance... But if you don't, here's what you need to do:
Jeena R. Belil
Written by Jeena R. Belil
Contributor Level 6

If you have been in an automobile accident you will be interviewed by both an adjuster from your own insurance company and by an adjuster from the other party’s insurance company. You may also be interviewed by an investigator. Here are some tips as to what to say and what not to say.
Jon Mitchell Jackson
Written by Jon Mitchell Jackson
Contributor Level 6

Here are several tips on why you need to find out what insurance the other party has and also how to accomplish this task...
Jon Mitchell Jackson
Written by Jon Mitchell Jackson
Contributor Level 6

You’re not alone if you’re confused about what type, or how much, automobile insurance you should have. There are literally hundreds of auto insurance companies writing policies offering a variety of confusing, misleading and possibly unnecessary coverage options.
Richard James Milham
Written by Richard James Milham
Contributor Level 3

I suggest the following tips based on my 25+ years handling personal injury and property damage claims with insurance companies:

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