http://www.avvo.com/legal-answers-search/foreclosure.html Avvo.com - Foreclosure Legal Guides http://www.avvo.com/legal-guides/ugc/how-to-modify-your-loan These days, with unemployment rising, more and more people are seeking help from their lenders on their home mortgages. Although there exist many strategies in escaping one's mortgage, this guide will only cover the process of modifying a purchase money mortgage to lower one's interest rate. Tue, 24 Nov 2009 11:27:58 PST http://www.avvo.com/legal-guides/ugc/how-to-survive-or-stop-a-foreclosure-in-louisiana You've just been handed a big document with "Petition for Suit on a Note" by a Sheriff's Deputy, or heard that they delivered on to your house. What does it mean? What should you do? The answer depends alot on your personal situation. Tue, 24 Nov 2009 07:00:24 PST http://www.avvo.com/legal-guides/ugc/the-fmp---nevada-foreclosure-mediation-program On August 19th, the Nevada Supreme Court appointed the first 97 mediators pursuant to the landmark Foreclosure Mediation Program (Assembly Bill 149) passed by the Nevada Legislature during the 2009 session. Two of those mediators include our very own Keen Ellsworth and Todd Moody. Thu, 19 Nov 2009 10:48:54 PST http://www.avvo.com/legal-guides/ugc/how-to-avoid-foreclosure-7 If you have received forelcure papers on your home, you may have rights of which you are not aware. Wed, 18 Nov 2009 16:58:28 PST http://www.avvo.com/legal-guides/ugc/culik-law-6-step-method-for-massachusetts-loan-modification Culik Law P.C., specializes in Massachusetts loan modification and foreclosure defense. After spending considerable time researching federal and Massachusetts mortgage and consumer-protection law, I have come up with a 6-step process for getting a loan modification.It’s legal, effective, and simple. Wed, 18 Nov 2009 09:18:48 PST http://www.avvo.com/legal-guides/ugc/the-new-world-of-massachusetts-foreclosures A recent Massachusetts Land Court decision invalidated certain foreclosure sales because the foreclosing entities were not the mortgage holders “at the time” of the foreclosure, nor did they have a valid assignment of the mortgage pursuant to Massachusetts law. This opens up a realm of possibilities Tue, 17 Nov 2009 08:02:37 PST http://www.avvo.com/legal-guides/ugc/foreclosure-process-in-wisconsin Wisconsin is a Judicial Foreclosure State, in other words the lender must sue you in order to take possession of you home. Unless, you consented to a "power of sale clause" then the Non-Judicial Foreclosure process must be followed. Tue, 10 Nov 2009 13:23:36 PST http://www.avvo.com/legal-guides/ugc/how-to-deal-with-the-f-word--a-no-frills-approach-to-confronting-foreclosure You or your loved one lost a job, became ill, or otherwise suffered a hardship that has put you face-to-face with F-word. This guide provides you with some observations on how to [better] deal with Foreclosure. These observations are drawn from my experiences with real stories - my clients. Tue, 24 Nov 2009 18:05:30 PST http://www.avvo.com/legal-guides/ugc/protecting-tenants-at-foreclosure-act-of-2009-pub-l-no-111-22--701-704-2009 Federal law now applies to tenants in state foreclosure proceedings. Judges can no longer issue a Writ of Possession for a tenant in possession of a home they occupy under an oral or written lease. Fri, 06 Nov 2009 15:42:07 PST http://www.avvo.com/legal-guides/ugc/do-i-need-to-respond-to-a-foreclosure-summons-if-i-am-in-the-process-of-modifying-my-mortgage Yes! The foreclosure process is handled by the lender's attorney and many times they are not in contact with the lender directly as they get hired by a third party servicer or administrator. Until you reach a written agreement modifying your loan you must file some sort of a response. Fri, 06 Nov 2009 15:54:04 PST