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    <title>Avvo.com - Debt Collection Legal Guides</title>
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    <description>Avvo.com - Debt Collection Legal Guides</description>
    <item>
      <title>How To Tell if A Collection Account is Yours and How to Pay It If It Is</title>
      <link>http://www.avvo.com/legal-guides/ugc/how-to-tell-if-a-collection-account-is-yours-and-how-to-pay-it-if-it-is</link>
      <description>11 Basic points to make sure you really owe it, and that you pay it the smart way if you really do</description>
      <pubDate>Tue, 10 Nov 2009 06:53:17 PST</pubDate>
    </item>
    <item>
      <title>What to do when you are turned over to a collection agency</title>
      <link>http://www.avvo.com/legal-guides/ugc/what-to-do-when-you-are-turned-over-to-a-collection-agency</link>
      <description>This is a short guide on how to deal with bill collectors</description>
      <pubDate>Thu, 12 Nov 2009 21:42:11 PST</pubDate>
    </item>
    <item>
      <title>Medicare's Aggressive Debt Collection Practice</title>
      <link>http://www.avvo.com/legal-guides/ugc/medicares-aggressive-debt-collection-practice</link>
      <description>A recent article in Mother Jones reports upon the adverse consequences of Medicare's aggressive debt collection practices upon the aging population.</description>
      <pubDate>Wed, 14 Oct 2009 15:18:26 PDT</pubDate>
    </item>
    <item>
      <title>Privacy Laws Affecting Debt Collection in Washington</title>
      <link>http://www.avvo.com/legal-guides/ugc/privacy-laws-affecting-debt-collection-in-washington</link>
      <description>Debt collection practices in Washington are regulated by several state and federal privacy laws that limit a debt collector&#8217;s ability to obtain and use consumer credit reports and other personal information. </description>
      <pubDate>Wed, 07 Oct 2009 10:36:20 PDT</pubDate>
    </item>
    <item>
      <title>Garnishment Process in Washington</title>
      <link>http://www.avvo.com/legal-guides/ugc/garnishment-process-in-washington</link>
      <description>Garnishment procedure in Washington is governed by RCW 6.27, allowing a judgment creditor to collect money or property from a debtor&#8217;s employer, bank, or anyone else who owes money to the debtor or holds property belonging to the debtor. </description>
      <pubDate>Wed, 07 Oct 2009 10:41:55 PDT</pubDate>
    </item>
    <item>
      <title>A California Abstract of Judgment</title>
      <link>http://www.avvo.com/legal-guides/ugc/a-california-abstract-of-judgment</link>
      <description>One collection technique in California after you have a Judgment.</description>
      <pubDate>Mon, 19 Oct 2009 16:09:04 PDT</pubDate>
    </item>
    <item>
      <title>Collection Law: A Guide for Consumers</title>
      <link>http://www.avvo.com/legal-guides/ugc/collection-law-a-guide-for-consumers</link>
      <description>Practices collectors need to follow.  The Fair Debt Collection Practices Act requires debt collectors treat people fairly by prohibiting certain harassing techniques.  Deceptive Statements or Threats are Common FDCPA Violations.   The courts often protect people who are victims of violations.</description>
      <pubDate>Mon, 19 Oct 2009 16:43:55 PDT</pubDate>
    </item>
    <item>
      <title>Questions to Ask and Documents to Request in Collection Actions</title>
      <link>http://www.avvo.com/legal-guides/ugc/questions-to-ask--documents-to-request-in-collection-actions</link>
      <description>Taking a Debtor's deposition to locate assets for collection on judgments requires thorough discovery.  Use the attached list when making out your deposition and document request when seeking to collect from a debtor.
1.	Any and all documents referring or relating to Judgment Debtor&#8217;s  and/or</description>
      <pubDate>Wed, 23 Sep 2009 14:26:08 PDT</pubDate>
    </item>
    <item>
      <title>Fair Debt Collection - Tips for Debtors and Creditors</title>
      <link>http://www.avvo.com/legal-guides/ugc/fair-debt-collection---tips-for-debtors-and-creditors</link>
      <description>the Federal Fair Debt Collection Pratices Act and the Michigan Collection Practices act provide parameters within which debtors and creditors must operate to keep the process fair to all involved.</description>
      <pubDate>Thu, 10 Sep 2009 16:40:03 PDT</pubDate>
    </item>
    <item>
      <title>Illinois Attorney Fees in Debt Collection Cases</title>
      <link>http://www.avvo.com/legal-guides/ugc/illinois-attorney-fees-in-debt-collection-cases</link>
      <description>Basically, there are two ways for an attorney to charge his or her clients: hourly or on a contingency basis. This guide explains how attorneys charge for debt collection cases.</description>
      <pubDate>Thu, 27 Aug 2009 16:34:14 PDT</pubDate>
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