Debt Collection Legal Guides (61 found)

Narrow your search

Sort by  
Ivan Paul Cohen
Written by Ivan Paul Cohen
Contributor Level 4

A bank levy is a legal process authorizing a levying officer to seize sufficient funds in a bank account maintained by a debtor, in order to satisfy a judgment.
Ivan Paul Cohen
Written by Ivan Paul Cohen
Contributor Level 4

To enforce a judgment against a debtor business owner, the creditor instructs the levying officer to levy execution on the contents of the business’ cash register (or registers) and safe. This is called a till tap.
Barry W. Rorex
Written by Barry W. Rorex
Contributor Level 6

One of the most effective tactics used by creditors is wage garnishment. Anyone attempting to use wage garnishment to collect a debt must follow the state and federal statutory scheme. Failure to do so can stop the garnishment and may subject the creditor to liability for wrongful garnishment.
Michael Lee Mau
Written by Michael Lee Mau
Contributor Level 5

One collection technique in California after you have a Judgment.
Jeffrey L Smoot
Written by Jeffrey L Smoot
Contributor Level 3

Garnishment procedure in Washington is governed by RCW 6.27, allowing a judgment creditor to collect money or property from a debtor’s employer, bank, or anyone else who owes money to the debtor or holds property belonging to the debtor.
Justin Dain Hein
Written by Justin Dain Hein
Contributor Level 4

Currently Not Collectible status is a little-known but useful way to fend off IRS collection efforts and, sometimes, resolve your responsibility to pay off taxes you may owe.
No photo
Written by Avvo Staff
Try to negotiate with your creditors before contemplating bankruptcy. Be sure to research carefully when choosing a company to help you negotiate your debts, and be wary of companies charging high fees.
Jonathan Gregg Stein
Written by Jonathan Gregg Stein
Contributor Level 5

You may be able to avoid dealing with debt collectors and resolve your debts by working directly with your creditors.
Jonathan Gregg Stein
Written by Jonathan Gregg Stein
Contributor Level 5

If you can’t pay your debt, you can compare the costs of your two options–bankruptcy and debt negotiation–when deciding which solution will work best for you.
No photo
Written by Avvo Staff
If you are in debt, Chapter 7 bankruptcy, otherwise known as a liquidation bankruptcy, allows you to start over by giving some of your assets to creditors.
No photo
Written by Avvo Staff
You can repair bad credit, either on your own or with the help of a reputable credit-counseling company.
Justin Dain Hein
Written by Justin Dain Hein
Contributor Level 4

A Streamlined Installment Agreement is a simple and sensible IRS tax debt solution if you have recent tax debt of less than $25,000.
No photo
Written by Avvo Staff
Probate is a legal process that happens after a person dies.
Justin Dain Hein
Written by Justin Dain Hein
Contributor Level 4

IRS wage garnishments can devastate your personal, professional, and financial situation and can be difficult to remove.
Justin Dain Hein
Written by Justin Dain Hein
Contributor Level 4

If you have been contacted by an IRS revenue officer, you should immediately try to resolve your tax liability.
No photo
Written by Avvo Staff
Back child support is unpaid child support. Courts offer several options for parents to collect the overdue debt.
Justin Dain Hein
Written by Justin Dain Hein
Contributor Level 4

An IRS bank levy can devastate your personal, professional, and financial situation and is very difficult to remove once issued.
No photo
Written by Avvo Staff
If you are owed child support, state agencies and state or district attorneys should offer free or low-cost help in collecting the money, even across state lines.
No photo
Written by Avvo Staff
Prenuptial cost can vary according to where you live, how complex your situation is, and whether you hire a lawyer or do it yourself.
David Leibowitz
Written by David Leibowitz
Contributor Level 5

Don’t ignore demands or legal papers you get from a mortgage lender or its attorney. You may have substantial rights, but only if you defend yourself.

Ask a Question

Get free answers from real lawyers.