Debt Collection Legal Guides (61 found)

Written by Howard Robert Roitman
Practices collectors need to follow. The Fair Debt Collection Practices Act requires debt collectors treat people fairly by prohibiting certain harassing techniques. Deceptive Statements or Threats are Common FDCPA Violations. The courts often protect people who are victims of violations.
Posted about 1 month ago in Debt Collection. Jurisdiction: Las Vegas, NV

Written by Shawn B Alexander
This is a short guide on how to deal with bill collectors
2 of 3 users found this helpful. Posted 19 days ago in Debt Collection. Jurisdiction: Federal

Written by Mark Hankins
11 Basic points to make sure you really owe it, and that you pay it the smart way if you really do
Posted 17 days ago in Debt Settlement.

Written by Samuel John Glover
Debt buyers who file suit rarely have any proof that (1) they actually do own the debt and are entitled to collect it; and (2) that the consumer actually owes the debt.
3 of 7 users found this helpful. Posted about 1 year ago in Debt Collection. Jurisdiction: Minnesota

Written by Samuel John Glover
Getting a phone call from a debt collector can be very upsetting. Often, they ask for more money than you think you owe or call about a debt you may not remember. But whether or not you owe the debt, there are a few important steps you need to take to make sure you protect yourself.
7 of 7 users found this helpful. Posted about 1 year ago in Debt Collection.

Written by James B Countess
No one can argue that times are difficult. As more consumers struggle to make ends meet or begin to fall behind in payments, creditors will likely become more aggressive in their collection efforts. If you are being sued on a consumer debt there are several important steps you should consider.
3 of 3 users found this helpful. Posted 12 months ago in Debt Collection.

Written by Ivan Paul Cohen
We all know the two inevitable facts of life... death and taxes. In California, like death and taxes, a judgment lien can also be forever. A judgment lien is a court ordered lien that is placed against property when the owner fails to pay a debt. The judgment lien on the property must be paid before
Posted 7 months ago in Debt Collection. Jurisdiction: California

Written by Richard David Kuslan
Even honest, hard-working people sometimes hear the call of the debt collector. When debt collectors come knocking, one must not assume that’s the end of the story. Many people panic, feeling powerless. To some extent, that is because people are generally unaware of their rights under the FDCPA.
1 of 1 users found this helpful. Posted 8 months ago in Debt Collection. Jurisdiction: Federal

Written by Jeffrey Scott Hyslip
This guide will instruct you on how to get Debt Collectors to stop calling you at work.
3 of 4 users found this helpful. Posted 8 months ago in Debt Collection. Jurisdiction: Federal

Written by Robert Harlan Stempler
Many web sites advise consumers being harassed by debt collectors to send a "cease and desist" letter, which normally ends the calls, under the FDCPA. That advice may backfire, if they sue you in court. My suggestions, below, explain why you should rarely send this type of letter. Check web links.
1 of 4 users found this helpful. Posted 8 months ago in Debt Collection. Jurisdiction: Federal

Written by Jeffrey Scott Hyslip
In today's economy, Collection Agency Harassment has become more common. Use this guide to fight back against the collection agencies that are harassing you. If you know your rights, you are less likely to be a victim.
2 of 2 users found this helpful. Posted 9 months ago in Bankruptcy / Debt. Jurisdiction: Federal

Written by Pamela A Wilson
Taking a Debtor's deposition to locate assets for collection on judgments requires thorough discovery. Use the attached list when making out your deposition and document request when seeking to collect from a debtor. 1. Any and all documents referring or relating to Judgment Debtor’s and/or
Posted 2 months ago in Bankruptcy / Debt. Jurisdiction: California

Written by Justin Dain Hein
Collection Statute Expiration Date is the date the IRS can enforce collection of your tax debt–10 years from the date your tax debt was originally assessed.
3 of 3 users found this helpful. Posted about 1 year ago in Tax.

Written by Gregory J. Jalbert
Overview of student loan repayment plans coming in July of 2009.
5 of 6 users found this helpful. Posted about 1 year ago in Debt Collection. Jurisdiction: Federal

Written by David Michael Anthony
This time, the experts were right; the predictions about the brewing credit crunch and the wave of defaults that were sure to follow came true. Even in this economy, however, there are ways to minimize the impact on your bottom line. Follow these five practices to help soften the blow.
1 of 1 users found this helpful. Posted 12 months ago in Debt Collection.

Written by Christopher L Cauble
I spent 8 years as a Judge in my county handling the part of the Small Claims Docket. This is a guide for people who need to navigate a case to conclusion successfully in small claims court.
3 of 3 users found this helpful. Posted 9 months ago in Debt Collection.

Written by Ivan Paul Cohen
The law in California states a person who passes a bad check on insufficient funds shall be liable to the payee for treble the amount of the check up to $1500.00 plus the amount of the check in damages.
Posted 7 months ago in Debt Collection. Jurisdiction: California

Written by Ivan Paul Cohen
A law establishing the time limit within which a lawsuit must be brought is called a statute of limitation.
Posted 7 months ago in Debt Collection. Jurisdiction: California

Written by Ivan Paul Cohen
Provisional remedies allow a creditor to exercise some control over the debtor’s assets before judgment. Because it often takes months or even years to obtain a judgment after a lawsuit is filed, provisional remedies are extremely important to creditors.
1 of 1 users found this helpful. Posted 7 months ago in Debt Collection. Jurisdiction: California

Written by Ivan Paul Cohen
Judgments are not self-executing. Once a judgment is obtained against a debtor, the creditor must actively seek to enforce the judgment to collect any money due. Post judgment remedies permit a judgment creditor to seize and sell assets of the debtor to satisfy payment of the judgment.
Posted 7 months ago in Debt Collection. Jurisdiction: Alaska