http://www.avvo.com/legal-answers-search/bankruptcy-debt.html Avvo.com - Bankruptcy Legal Guides http://www.avvo.com/legal-guides/ugc/how-to-prepare-a-chapter-7-bankruptcy This Legal Guide gives general guidance on preparing a Chapter 7 Bankruptcy Mon, 23 Nov 2009 14:11:41 PST http://www.avvo.com/legal-guides/ugc/what-does-it-mean-to-file-for-personal-bankruptcy When we inquire into the reason for a client’s resistance in making the first appointment to discuss bankruptcy, we often find that his or her fear is based on misinformation or myths about bankruptcy which simply are not true. In this article, we address some of the common concerns expressed by Sat, 21 Nov 2009 13:57:05 PST http://www.avvo.com/legal-guides/ugc/bankruptcy-myths There is a lot of false information regarding bankruptcy. Here is a list of the most common myths we’ve encountered. Sat, 21 Nov 2009 11:24:55 PST http://www.avvo.com/legal-guides/ugc/considering-and-preparing-to-file-for-bankruptcy If you cannot afford to pay your bills each month and have creditors calling you daily you may want to consider filing for bankruptcy. Filing a bankruptcy will put a end to the phone calls and letters and the majority of cases will wipe out debt. Wed, 18 Nov 2009 19:12:29 PST http://www.avvo.com/legal-guides/ugc/what-to-expect-at-your-341-meeting-of-creditors Every person who files for bankruptcy is required to attend a meeting of creditors, usually within 20 to 40 days of filing. Most debtors are understandably nervous. However, the meetings are often quick and straight forward. Here is what to expect: Thu, 12 Nov 2009 11:45:35 PST http://www.avvo.com/legal-guides/ugc/documents-that-you-should-provide-to-your-bankruptcy-attorney-to-get-started Clients must provide the following documents to their bankruptcy attorney prior to the preparation of their petition. If you wish to retain the originals, scan & email them in PDF format to your attorney. The PDFs can not be more than 150 DPI. Scan them so your attorney receives them right-side up. Wed, 11 Nov 2009 17:50:28 PST http://www.avvo.com/legal-guides/ugc/how-to-file-chapter-7-or-chapter-13-bankruptcy If you are unable to get caught up on your bills you should considering bankruptcy as an option. Find an experienced lawyer and ask for a free initial consultation so that you may review your financial issues with a professional. Wed, 11 Nov 2009 16:46:09 PST http://www.avvo.com/legal-guides/ugc/how-do-i-know-if-i-can-still-file-for-chapter-7-bankruptcy The Means Test Wed, 11 Nov 2009 07:05:44 PST http://www.avvo.com/legal-guides/ugc/how-to-tell-if-a-collection-account-is-yours-and-how-to-pay-it-if-it-is 11 Basic points to make sure you really owe it, and that you pay it the smart way if you really do Tue, 10 Nov 2009 06:53:17 PST http://www.avvo.com/legal-guides/ugc/what-to-do-when-you-are-turned-over-to-a-collection-agency This is a short guide on how to deal with bill collectors Thu, 12 Nov 2009 21:42:11 PST