Bankruptcy Legal Guides (248 found)

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Jeffrey Scott Hyslip
Written by Jeffrey Scott Hyslip
Contributor Level 4

This guide will instruct you on how to get Debt Collectors to stop calling you at work.
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Written by Robert Harlan Stempler
Contributor Level 3

Many web sites advise consumers being harassed by debt collectors to send a "cease and desist" letter, which normally ends the calls, under the FDCPA. That advice may backfire, if they sue you in court. My suggestions, below, explain why you should rarely send this type of letter. Check web links.
Ivan Paul Cohen
Written by Ivan Paul Cohen
Contributor Level 4

We all know the two inevitable facts of life... death and taxes. In California, like death and taxes, a judgment lien can also be forever. A judgment lien is a court ordered lien that is placed against property when the owner fails to pay a debt. The judgment lien on the property must be paid before
Ivan Paul Cohen
Written by Ivan Paul Cohen
Contributor Level 4

Debtors are by law, protected against abusive or unfair conduct by creditors. Creditors can be liable for collection torts if they are overly aggressive in their collection activities.
Mark M. Bello
Written by Mark M. Bello
Contributor Level 4

Credit repair/debt resolution is a booming business in this economy. It is wise to ask questions of the company you are considering to assist you in repairing your credit or negotiating your debt. It is very wise to consider whether the firm you are retaining is attorney owned and operated.
Michael J. Helfand
Written by Michael J. Helfand
Contributor Level 7

Basically, there are two ways for an attorney to charge his or her clients: hourly or on a contingency basis. This guide explains how attorneys charge for debt collection cases.
Jeffrey L Smoot
Written by Jeffrey L Smoot
Contributor Level 3

Debt collection practices in Washington are regulated by several state and federal privacy laws that limit a debt collector’s ability to obtain and use consumer credit reports and other personal information.
Leon D Bayer
Written by Leon D Bayer
Contributor Level 4

Delinquent income taxes may be discharged in bankruptcy, if the right criterea apply. This guide will give you a general idea of what is required to discharge income taxes in a bankruptcy case. Caveat: Always check with an expert before making decisions or taking any action.
Leon D Bayer
Written by Leon D Bayer
Contributor Level 4

This guide will explain the general critera that usually is required to discharge most kinds of student loans in bankruptcy cases. Caveat: Always check with an expert .The laws sometimes change, and new court rulings may affect how your case might be decided.
Leon D Bayer
Written by Leon D Bayer
Contributor Level 4

This Guide will acquaint you with some of the terms that are commonly used in bankruptcy law, who the players are in a bankruptcy case, and what their functions are.
Leon D Bayer
Written by Leon D Bayer
Contributor Level 4

The categories of protected property are called “exemptions”, because such property is “exempt” from being taken to pay the creditors. However, the available exemptions do not always cover everything that the debtor owns. Assets that are not exempt may be taken by the trustee.
Dainen N Penta
Written by Dainen N Penta
Contributor Level 5

There are dozens of bankruptcy attorneys out there. How do I choose the right one for me and my needs?
Kent Anderson
Written by Kent Anderson
Contributor Level 4

When an individual files a bankruptcy under Chapter 7 or Chapter 11 an election to split the tax year is possible under certain circumstances. 26 USC §1398 allows an individual debtor to terminate the tax year as of the day before the bankruptcy was filed.
Mazyar Malek Hedayat
Written by Mazyar Malek Hedayat
Contributor Level 5

Want to know what to expect when filing bankruptcy? Take a look at our primer to get answers to your most frequently asked questions.
Peter Francis Geraci
Written by Peter Francis Geraci
Contributor Level 5

What happens to your credit report after you receive a discharge in Bankruptcy
Sidney Joseph Diamond
Written by Sidney Joseph Diamond
Contributor Level 4

Income taxes are dischargeable in bankruptcy general when they are over three years old.
Patricia Lynn Veres
Written by Patricia Lynn Veres
Contributor Level 3

If you find yourself in the unfortunate situation that you have crushing debt and your marriage is also failing, you will more than likely be advised to consult with a bankruptcy attorney prior to deciding when and how you will go about the divorce. Eliminating the debt will simplify the divorce.
Ruben Ernesto Vasquez
Written by Ruben Ernesto Vasquez
Contributor Level 4

On April 20, 2005, the President signed the Bankruptcy Abuse Prevention and Consumer Protection Act (hereinafter “Bapcpa”). Pub. L. No. 109-08, 119 Stat. 23 (2005). This law created the most sweeping changes to Bankruptcy law since the 1978 legislation that created the Bankruptcy Code. See steps
Peter Francis Geraci
Written by Peter Francis Geraci
Contributor Level 5

Do corporations file bankruptcy? Do their shareholders or officers have to file as well?
Jeffrey Nathan Wishman
Written by Jeffrey Nathan Wishman
Contributor Level 3

Creditors often ignore a bankruptcy notice. Most of the time they are just inefficient, and they are not intentionally ignoring the bankruptcy. Even so, the problem can be very annoying. Here is an easy way to deal with it.

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