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    <title>Avvo.com - Chapter 13 Legal Guides</title>
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    <description>Avvo.com - Chapter 13 Legal Guides</description>
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      <title>How to file Chapter 7 or Chapter 13 bankruptcy</title>
      <link>http://www.avvo.com/legal-guides/ugc/how-to-file-chapter-7-or-chapter-13-bankruptcy</link>
      <description>If you are unable to get caught up on your bills you should considering bankruptcy as an option. Find an experienced lawyer and ask for a free initial consultation so that you may review your financial issues with a professional. </description>
      <pubDate>Wed, 11 Nov 2009 16:46:09 PST</pubDate>
    </item>
    <item>
      <title>What to Expect: Filing for Chapter 13 Bankruptcy in Illinois</title>
      <link>http://www.avvo.com/legal-guides/ugc/what-to-expect-filing-for-chapter-13-bankruptcy-in-illinois</link>
      <description>If you are considering filing for Chapter 13 bankruptcy, make sure you understand the process before you file. This guide lists the steps involved, from the initial filing until your debts are cleared.</description>
      <pubDate>Mon, 12 Oct 2009 12:22:54 PDT</pubDate>
    </item>
    <item>
      <title>When to Choose a Chapter 13 Bankruptcy</title>
      <link>http://www.avvo.com/legal-guides/ugc/when-to-choose-a-chapter-13-bankruptcy</link>
      <description>While Chapter 7 is the most used and preferred form of bankruptcy, there are some cases where filing a Chapter 13 bankruptcy makes more sense.</description>
      <pubDate>Tue, 10 Nov 2009 19:41:14 PST</pubDate>
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    <item>
      <title>Facing Foreclosure? Consider the &#8220;Secrets&#8221; of a Chapter 13 Lien Strip</title>
      <link>http://www.avvo.com/legal-guides/ugc/facing-foreclosure-consider-the-secrets-of-a-chapter-13-lien-strip</link>
      <description>It is a little-known aspect of the Ch. 13 Bankruptcy law that a second or third mortgage on a house that is underwater can be considered secured by nothing and stripped away at the end of a Chapter 13 plan's completion.</description>
      <pubDate>Fri, 06 Nov 2009 22:34:22 PST</pubDate>
    </item>
    <item>
      <title>What documents do I need to file Bankruptcy?</title>
      <link>http://www.avvo.com/legal-guides/ugc/what-documents-do-i-need-to-file-bankruptcy</link>
      <description>The Following is a List of Required Supporting Documents Necessary to file Bankruptcy.
</description>
      <pubDate>Mon, 19 Oct 2009 13:25:55 PDT</pubDate>
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    <item>
      <title>Converting from Chapter 13 to Chapter 7</title>
      <link>http://www.avvo.com/legal-guides/ugc/converting-from-chapter-13-to-chapter-7</link>
      <description>What happens when you can't make the payments your Chapter 13 requires?</description>
      <pubDate>Sun, 08 Nov 2009 03:23:36 PST</pubDate>
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      <title>What is the difference between a Chapter 7 and a Chapter 13 bankruptcy?</title>
      <link>http://www.avvo.com/legal-guides/ugc/what-is-the-difference-between-a-chapter-7-and-a-chapter-13-bankruptcy</link>
      <description>Sometimes you get into severe financial straits and have to rely on bankruptcy.  When this unfortunate happenstance occurs, which form of bankruptcy do you choose?</description>
      <pubDate>Wed, 23 Sep 2009 15:01:48 PDT</pubDate>
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    <item>
      <title>How to Avoid Foreclosure</title>
      <link>http://www.avvo.com/legal-guides/ugc/how-to-avoid-foreclosure-5</link>
      <description>Contact your lender or attorney  and arrange for loan modification, mortgage reduction, short sale, deed in lieu of foreclosure or Chapter 13 Bankruptcy.</description>
      <pubDate>Mon, 14 Sep 2009 16:08:38 PDT</pubDate>
    </item>
    <item>
      <title>10 Reasons to Consider a Chapter 13 Bankruptcy</title>
      <link>http://www.avvo.com/legal-guides/ugc/10-reasons-to-consider-a-chapter-13-bankruptcy</link>
      <description>With the economic downturn a lot of people are looking at bankruptcy as an option to help reclaim financial stability.  Both Chapter 7 and Chapter 13 can help you reach this goal; however, Chapter 13 does offer some compelling benefits that are not available in a Chapter 7.</description>
      <pubDate>Tue, 24 Nov 2009 13:05:23 PST</pubDate>
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    <item>
      <title>5 Dirty Secrets of Chapter 13 Bankruptcy to Know Before Filing</title>
      <link>http://www.avvo.com/legal-guides/ugc/5-dirty-secrets-of-chapter-13-bankruptcy-to-know-before-filing</link>
      <description>Some things to think about before filing a Chapter 13 and hiring an attorney.  If you thought managing your finances before bankruptcy was hard..wait until you have trustee supervision down to the dollar.</description>
      <pubDate>Tue, 17 Nov 2009 11:59:36 PST</pubDate>
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