Asked 11 months ago - Setauket, NYFlag
you did not go to the hospital ALLstatrefuses to pay because you didn't go to the hospital.. Refuses the complete claim.. this happened last July 3 you have all the pics to prove the damages. you had to wait almost 6 months for surgery you had no insurance, still have the other shoulder to do. Can ALLSTATE refuse to pay, and is there a problem since you were helping a friend
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Get an Attorney. Insurance companies are in the business of denying these claims. They will probably have arguments that you were at fault for being in the tree, that there was no negligence on the part of the homeowner and potentially denial of coverage issues. This is why you need your own lawyer.
Your shoulders were broken, or you had a rotator cuff tear or labral tear?
Insurance companies rarely pay Unreps (those without a lawyer). Get a personal injury lawyer to investigate this claim.
You can read about tree injuries on my blog post from a couple days ago. Good luck to you.
The answer does not create an attorney/client relationship and is for informational purposes only.
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