We filed a chap 13 in April of 07. We had a previous chap 7 due to predatory lending in Oct. 03. We are not eligible for a discharge due to attorney did not catch that it had not been 4 years since the 7 until we were already sitting in court. I lost my full time job in Oct. 07, shortly after filing. I was unemployed for 2 years, yet we struggled and have paid on the 13 for 3 years now. I now work from home, but for half the pay and half of the hours that our payment were set up on. It is just impossible for us to continue with this, when in the end its not doing any good without the discharge. Would we be eligible for a partial or hardship discharge,due to me losing my job and reduced income by over half? Would we have to dismiss and re-file, since were not eligible for anything now?