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Will I be penalized if I do not sign up for Medicare when I turn 65? I am not taking Social Security payments yet.

Cherry Hill, NJ |

I am employed full-time, with medical and prescription coverage through my employer. I am not taking planning on taking Social Security yet, and plan to continue working to increase my future monthly payments. I am turning 65 this year- do I have to sign up for Medicare now--will I be penalized if I wait? I am being bombarded with offers to sign up for medicare supplements during this "open window" of time to be guaranteed acceptance.

Attorney Answers 1


  1. You will not be penalized for not accepting Medicare now; however, you will not be able to enroll until the "window" opens again.