Will I be penalized if I do not sign up for Medicare when I turn 65? I am not taking Social Security payments yet.

Asked over 5 years ago - Cherry Hill, NJ

I am employed full-time, with medical and prescription coverage through my employer. I am not taking planning on taking Social Security yet, and plan to continue working to increase my future monthly payments. I am turning 65 this year- do I have to sign up for Medicare now--will I be penalized if I wait? I am being bombarded with offers to sign up for medicare supplements during this "open window" of time to be guaranteed acceptance.

Attorney answers (1)

  1. Samantha J. Ball

    Contributor Level 10


    Lawyer agrees


    Answered . You will not be penalized for not accepting Medicare now; however, you will not be able to enroll until the "window" opens again.

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