Will be declaring chapter 7 bankruptcy want to know if I include my cell phone bill?

Asked over 1 year ago - Tarpon Springs, FL

cell phone contract

Attorney answers (4)

  1. Radha Rothrock

    Contributor Level 11


    Lawyers agree

    Answered . Yes. If you have a contract for service, you have the option of rejecting or assuming the contract.

    If you just have a past due amount owed, you would list it like your other credit card debt.

  2. Paula Bea Leite

    Contributor Level 4


    Lawyers agree

    Answered . Yes, you need to list all your debt. If you owe an outstanding balance to a cell phone company you need to list that debt. Additionally, if you also have a contract with a cell phone company you need to decide if you want to reject the contract or assume the contract.

  3. Eugene P. Castagliuolo

    Contributor Level 16


    Lawyers agree

    Answered . You will generally have to report all assets, all liabilities, all income and all expenses. So yes, you would typically include your cellphone bill. However, I can tell you a whole lot more if you schedule a free initial consultation with me.

    If you think my response is the best response, it would help me if you would indicate that. Also, please note... more
  4. Russell J Hebets

    Contributor Level 10


    Lawyers agree

    Answered . If you owe money from the past to your cell phone company you would include that as a liability. If you want to reject the contact you may also be able to do that. If you are paid and current but have paid them more than $600 in the last 90 days you might want to report that. In a bankruptcy not having an attorney could cost you a lot more money than having a decent attorney and having no problem.

    These statements do not constitute legal advice. They are meant to be general in nature, for any specific legal... more

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