Why is my second mortgage a secured loan when I dont even have the house anymore? I cant settle this debt and judgement.

I had a mortgage and then took out a second mortgage for 10,000 dollars, I have since lost the home and now they are taking money from my check each week to pay back this loan, I want to go thru a debt counsler but they wont deal in secured debt, how is this secured if I dont have the home anymore and is there any place I can go for help?
Im making less than half I was due to job loss and this garnishment is taking 30% of what I am making.