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Asked 7 months ago - West Palm Beach, FL
FlagI have been sued for a credit card debt which is 5 years old. Last payment I made was 5 years ago. The claims in the lawsuit are Breach of contract and account stated. First, what is the statute of limitations in florida for breach of contract and account stated. Second, who has to burden to prove the statute of limitations has expired. Third, if the burden is on me, how do I prove the burden has expired, if both myself or the Plaintiff cannot produce and account statements from that time.
I advise you to retain a lawyer who does FDCPA cases. They are free. However, if you want to do it yourself, first ask for a Bill of particulars. Ask it in writing and ask to prove their debt and send their evidence. If you hear from them, examine your receipts statements that they provide and make sure they are yours. If they are not, tell them so in writing ans ask them to dismiss your case. If they blew the Statute of limitations, get yourself a lawyer, you might be able to sue them back for violating the FDCPA, you might be able to recover statutory damages..
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