The insurance said he was not covered The young man age 23 was given permission to drive the car by his mother. What is our recourse. My son was injured and has not teeth left in his mouth .. leg and back injury short teram loss of memory and broken noise. This happened on July 7 2012. WE had a lawer but he said that the policy did not cover the driver. What other actions should we take. My son is disable before he was hit and now it is worse.