Where can i find nj laws regarding repo and reinstatement or redemption of such repo'd vehicle

Asked almost 2 years ago - Parsippany, NJ

wells fargo dealer svcs is making it impossible to find out if and how i can get the car back after 48 hours...i owe two months

Attorney answers (2)

  1. Joseph A Mullaney III

    Contributor Level 12

    Answered . If New Jersey law applied to a repossession, some of the relevant sections are: N.J.S.A.

    12A:9-607 Collection
    12A:9-608 Proceeds of Enforcement and Liability for Any Deficiency
    12A:9-609 Right to Take Possession
    12A:9-610 Sale of Collateral After Repossession
    12A:9-611 Notification Before Sale
    12A:9-612 Timeliness of Notification Before Sale
    12A:9-613 Contents and Form of Notification Before Sale (in general)
    12A:9-614 Contents and Form of Notification Before Sale (if consumer goods)
    12A:9-615 Application of Proceeds of Sale; Liability for Any Deficiency
    12A:9-616 Explanation of Calculation of Any Deficiency

    Below is a link to an unofficial database in which the State of New Jersey disclaims accuracy.

    Nothing stated herein is legal advice. For legal advice, consult an attorney; I am not your attorney at this time.... more
  2. Luca Cristiano Maria Melchionna

    Contributor Level 16

    Answered . I am not licensed in your state. There are several moving parts. The contract with the bank is the first document you have to study. Then you can check the State of NJ Motor Vehicle Commission.
    My suggestion is to hire an attorney in your locality. If you engage in self help you may complicate things further. Best

    This reply is offered for educational purpose only. You should seek the advice of an attorney. The response given... more

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