When you get an attorny to try and settle with insurance company does that affect tge policy holder, or is it just tge insurance

Asked about 1 year ago - Houston, TX

We were involved in a car accident. The driver hit me and was at fault, police report and investigation also states it. Well his insurance is giving me the run around and since the person involved lives in my nueghbirhood i dont want problems with them. But at tge sametime now im stuck with out a car, a bunch of medical expenses. I dont want to sue drive i jyst want insurance to help my car repairs and medical bills.

Attorney answers (10)

  1. Stockton Anthony Hayden Briggle

    Contributor Level 9

    8

    Lawyers agree

    Answered . I would recommend contacting an attorney. What you need to remember is you're not suing the person, you're suing their insurance company. The reason they got insurance is to pay for when they hurt someone or damage someone's vehicle. it's not personal it's just business. you shouldn't be inconvenienced when the wreck was someone else's fault and you been hurt by the negligence of another. I definitely recommend contacting a Texas personal injury attorney.

    www.Austintriallawyers.com

    No attorney-client relationship is established by S. A. Hayden Briggle's or Briggle & Polan, PLLC's reply to your... more
  2. Brian Heath Crockett

    Pro

    Contributor Level 16

    8

    Lawyers agree

    Answered . A lawyer can help you cut through the delays and denials. Unfortunately insurance companies do not take you serious unless you have a lawyer. If you have any questions or just want to know your rights please do not hesitate to call or comment

    Know YOUR Rights. Take Action Now. CALL 855-648-4695. Legal disclaimer:This message does not constitute legal... more
  3. Christian K. Lassen II

    Pro

    Contributor Level 20

    8

    Lawyers agree

    Answered . Without a lawyer, you will get the run around.

  4. Tatiana Kadetskaya

    Contributor Level 19

    8

    Lawyers agree

    Answered . Get a good insurance lawyer. Don't ruin your good claim.

  5. Andrew Daniel Myers

    Contributor Level 20

    7

    Lawyers agree

    Answered . Insurance companies give the runaround by nature. Insurance company insiders have documented the intentional policy to delay, deny and defend all claims. We all pay tons of money into auto insurance - the reason is to adjust claims such as yours. If you've been injured, stop monkeying around and retain an attorney ASAP to avoid further runaround. Here's more: BLUE LINK BELOW

    Law Offices of Andrew D. Myers, North Andover, MA & Derry, NH provide answers for informational purposes only.... more
  6. Albert Lee Crosner

    Contributor Level 18

    7

    Lawyers agree

    Answered . Why not get a consultation with a Houston area personal injury attorney. Most personal injury attorneys provide a free initial consultation. You could talk to a couple near you and then select one that you feel comfortable with. You should also select one that is experienced. Best of luck.

    Mr. Crosner is licensed to practice law in California and has been practicing law in California since 1978. The... more
  7. Gregory S. Baumgartner

    Pro

    Contributor Level 11

    5

    Lawyers agree

    Answered . I would recommend that you speak with an attorney about the process- even if you handle the claim yourself. Many injury attorneys offer a free no obligation consultation where you can ask questions about the process.

    This answer is intended to be general in nature and not specific as to any person or fact situation. No attorney-... more
  8. Richard Kurt Arbuckle

    Pro

    Contributor Level 18

    4

    Lawyers agree

    Answered . If you are only taking about property damage, then you can contact your own insurance company and let them handle it from there. They will pay your damage minus a deductible and they will go after the other insurance. That way you are not involved and can say it is just my insurance company.
    If you were injured, or you don't want to pay a deductible, then you will need an attorney. If you have to file suit, you must file against the driver, but his insurance company will pay for his lawyer and any judgment awarded, so it should not cause any personal conflict.

    This is not legal advice. You should always discuss the specifics of your issue in person with an attorney. Be... more
  9. Philip Anthony Fabiano

    Contributor Level 20

    5

    Lawyers agree

    Answered . Unless the rules in Texas are different, if you need to ultimately file suit the only named party will be the person who hit you and not the insurance company; though payment will come from the insurance company. I realize this is a neighbor but you have losses. Something was taken from you and all you want is for this person through his insurance policy to give it back to you--to make you whole. That's why this person purchased insurance in the first place--to pay for injuries and damages they may cause.
    If you have medical bills and you were hurt you should also consider making a claim for those injuries and not be satisfied with just payment of your bills. Again, someone took from you and all you are asking is for them to give it back. If you went to the store and you were shortchanged for a quart of milk you would want the store to pay you back for what they took--no more--but no less. This is no different. It's only fair and not fair if someone gets to cause you damage and fails to take personal responsibility for what they did.
    You will never be treated fairly by the insurance company. They are not in that business. How do they make money. THey don't make anything or sell a product. THey make money by selling insurance. They get to keep the money the policy holder pays if no claims are made. They lose money if they have to pay on claims. Take money in and don't pay any out--that's their business. if they give you the "run around" long enough maybe you will go away and they will keep what is now your money.

  10. Paul Hilmon Cannon

    Contributor Level 13

    3

    Lawyers agree

    Answered . Contrary to what some are saying, in Texas if the insurance company refuses to settle a claim reasonably, you must sue the driver individually. Insurance is just a Contract whereby an insurance company agrees to 1) provide a lawyer and defense when you get sued and 2) pay the judgment up to a certain amount (the policy limit.) thus, no you cannot sue the company. However, you shouldn't be afraid of bringing a lawsuit to make them pay what is fair. Even though you sue the person, it's the insurance company that pays.

    All information provided here is for educational use only and does not constitute legal advice nor establish any... more

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