What type of fees is a credit card company allowed to attach for collecting debtI have a credit card with $200.00 limit credit, I fail to paid the payments on time and now a have a debt of $1,580.00 for charge and late fees. the credit card company file a demand against me. what I can I do, It's a big abuse for the credit card company thecharge you whatever they want. Attorney answers (1)
Unfortunately, there are many predatory and excessive practices by certain credit card companies. You need to find an exeprienced consumer debt collection defense attorney.
The National Association of Consumer Advocates (NACA) is a non-profit consumer advocacy organization. NACA maintains a web site at www.naca.net where it lists geographically consumer law attorneys all over the US. If you don't already have an attorney, please look there for someone in your area who specializes in consumer debt collection defense to review the details with you and advise you.
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