An empty glass bottle landed on my face as a fight occurred at a local bar, I had to go to the hospital and ended up getting 7 stitches. I'd like to know what can I do to get my medical bill covered
There might be a way to recover. But you probably need to hire an attorney that does injury cases. Bars in sc are not required to carry insurance so recovery can be a little tricky. I would be happy to talk to you about this in more detail over the phone. I am just outside of Columbia. Or you could hire a personal injury attorney.
You can send the bar/bar's insurance company a letter claim requesting that they pay, however; I would seek a local personal injury attorney who offers free consultations. It can be very confusing, unfair and difficult to deal with an insurance adjuster or the bar's attorney without representation. Good luck.
First, begin writing a journal. Write down as much as you can remember from that day beginning from when you first got to the bar through the current day. Trust me, you will forget details later on. Write down who you were with, the bartender's name, etc. Write down any witnesses and get their contact information.
Second, keep track of all your medical providers. Get their medical records and bills and keep them together. Do everything your doctors tell you to do. Make sure that your doctors write in their chart if you have any limitations (like can't work, hurts to do chores, can't play with your kids, etc). Update your journal every day with what is going on in your case, including injuries and pain.
Third, if you feel comfortable, ask the manager for help. Sometimes you can get what you want with sugar. Be nice and respectful and see if they are willing to help you. Ask who their insurance company is and contact the insurance company. However, don't let them take a recorded statement. Tell the insurance Company that they can take notes, but no recording.
Ultimately it may be difficult to prove that the bar did anything wrong according to the law. That would take some more investigation. However, if the insurance company or the bar gives you some push-back, then call an attorney who can help. Remember that most personal injury attorneys do not charge for an initial consultation and will only charge a fee if you win.
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