What to do after parked car is totaled?

My car was totaled while parked in front of the house. The incident was classified as a 'hit-run' by the police officer because the driver was never found. I have 'uninsured motorist' and 'hit-run' coverage. The insurance claim adjuster stated that due to the fact that no information was gathered from the unknown driver, the claim had to be refused. Is this possible and should I bring legal action via small-claims court against insurance company or agree to arbitration? (Vehicle is worth $3,000-$4,500) - Is this your question? Add additional information