Florida’s PMSI anti-deficiency law becomes effective on July 1, 2010. See
Fla. H.B. 35 (2010) (barring deficiency judgments after default on mortgages
securing homestead property).
Estate Planning Attorney
Laws only have effect on the issues they relate to that occur after the law has taken affect. Therefore, any foreclosures prior to the law would not be governed by the law.
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Real Estate Attorney
This was never passed.