My car was hit in a parking lot over the weekend in Louisiana. I exchanged information with the person that hit me, and explained to him that I would obtain some estimates after returning home. I also requested that we call the police to obtain a police report just in case I needed proof. The at fault party wants to take care of this without involving his insurance company if possible. Do you think it's a good idea, or should I just go through the insurance company? And if so, what should I expect from his insurance company?