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What's the procedure for submitting a claim with an insurance company?
Houston, TX
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Posted 3 months ago in Insurance
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My car was hit in a parking lot over the weekend in Louisiana. I exchanged information with the person that hit me, and explained to him that I would obtain some estimates after returning home. I also requested that we call the police to obtain a police report just in case I needed proof. The at fault party wants to take care of this without involving his insurance company if possible. Do you think it's a good idea, or should I just go through the insurance company? And if so, what should I expect from his insurance company?
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Answers (1)
Andrew Thomas Hawkins
This attorney is licensed in Texas.
Posted 3 months ago.
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If you have several estimates, you may want to tell the other party that you will accept full payment for the middle estimate as settlement. However, I would not let him/her toy with you for very long. At the first sign that he/she is starting to argue about the costs of the estimate, I would make a claim with the insurer.
To begin a claim, Google the insurer and you will find a phone number to make a claim. Make sure you have all of the information with you as the insurer will typically ask for a good deal of information when filing the claim.
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