I received notice of garnishment 2 weeks prior to payday for a defaulted school loan. I setup a voluntary payment plan with the creditor, automatic payments through my checking account 3 days prior to payday. The creditor failed to contact my employer to suspend the wage garnishment until after payday. My wages were garnished and the voluntary payment were taken on the same day. The creditor manager acknowledged the error on the creditor representative behalf but stated cannot and will not refund my garnishment payment which they have not received yet since my employer mailed that payment to them. Is there any action I can take regarding this matter? Please help
Debt Collection Attorney
You need to have the garnishment terminated or file a total claim of exemption. Discuss this matter immediately with a local attorney.
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Although the above response is believed to be accurate, it should not be relied upon as any type of legal advice because the information provided is incomplete. It is intended to educate the reader and a more definite answer should be based on a consultation with a lawyer. No attorney client relation is formed with me without a written contract.
Joshua P. Friedman