She is currently on a medical hold and I fear the auto insurance will not cover anything and that we might be responsible for the hospital bills.
Personal Injury Lawyer
Your insurance company will usually hire someone to deal with damage caused by the wreck. If you are trying to get your wife out from the medical hold, find a local Family Law or Dependency Lawyer to handle that portion.
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Car / Auto Accident Lawyer
Seek legal help immediately. There are not enough details here to respond. Hopefully your vehicle had full insurance coverage and an attorney can advise you whether the insurance company is liable for the medical bills.
A personal injury lawyer in your area would be best. There could be numerous issues regarding liability relating to the car (possible defect), the tree (if it is on public property), the roadway (sharp turn etc.) All of these details should be evaluated and an attorney could deal with your insurer regarding coverage etc.
Best of luck.