We had asked for a modification to our loan and had been granted that modification. They adjusted our payment but after a year charged us 10,000 dollars to our balance. We are now in the process of trying to refinance but the loan co. is saying we were delinquent on our payments. We have proof from our bank statements that we paid our payments on time. What can we do?
Hire a real estate attorney who has foreclosure/loan modification litigation experience.
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