At a two-lane intersection, I was stopped in the right lane and a semi truck was stopped in the left lane next to me. He turned left in front of me and squashed the front of my Jetta (no injuries). There was one witness who said that it looked like I had purposely put myself in that predicament, and said I was at fault. The driver was surprised.
When calling the police, they decided not to dispatch anyone because there were no injuries, so no report was filed. Photos were taken, but it's not obvious which lane the driver had started in. It seemed clear that because the driver had hit me, he was at fault.
I submitted my claim, as did the semi truck driver, and the insurance companies reviewed our cases. It turns out that the semi driver lied, saying that he was actually in the right lane and then when he swerved out to turn, I moved into the right lane and go in his way.
My insurance company believes the semi driver and so I am put at fault. At this point, what ground do I have to stand on, and what action can I take that will remove the fault from me? Or should I bother to do anything at all? Total damages are $1900, and I have a $500 deductible that I will have to pay if I am at fault.
Thank you.
