I have a credit card that was taken out with a person I was previously in a relationship with. The card was to be used for 1 particular purpose. I was the primary card holder as he had no credit history. Within 1 month, he had charged almost $6,000 in charges I was unaware of. THe relationship has since ended and I have been unable to obtain voluntary recovery. I have not charged anything on this card. I am interested in what a likely outcome might be if I pursued a civil matter. The debt exceeds the $3000 cap on a small claims action.